Mumbai, India: Zurich Kotak General Insurance has introduced Health360, a comprehensive health insurance product designed to redefine the way Indian families secure their healthcare needs. The plan blends extensive medical coverage, wellness-linked rewards, and global treatment options, aiming to provide a holistic safety net for policyholders.
Product Page – Zurich Kotak Health360 Health Insurance
Health360 offers sum insured options starting from ₹5 lakh and going up to ₹5 crore, catering to a wide spectrum of customers – from young professionals to large families seeking higher protection. One of its standout features is the Unlimited Restoration benefit, which allows policyholders to refill their coverage multiple times in a policy year, even for unrelated illnesses.
Another innovation is the Premium Secure Benefit, which locks the premium amount at the entry level and keeps it unchanged until a claim is made. This feature addresses growing consumer demand for predictability in long-term insurance costs.
The plan also includes Wellness Rewards, where customers can earn up to 30 percent discount on renewal premiums by achieving daily fitness goals such as 10,000 steps. Additionally, the Platinum variant of Health360 extends global coverage up to ₹2 crore, enabling policyholders to access both emergency and planned medical treatments abroad.
Zurich Kotak has also bundled preventive care into the plan. Customers receive free annual health check-ups and have access to unlimited e-consultations with doctors, ensuring proactive health management rather than only reactive treatment.
Venkat